Whenever you are going to travel somewhere, it is very important that you have travel insurance. There can be any unexpected situations and emergencies for which you will need your travel insurance, such as natural disasters, luggage loss, baggage damage, or any other situation. This is why having support that can make you financially stable while you are traveling is very important.

There are a lot of different companies that are offering travel insurance to people who are traveling this New Year. Among these travel insurance companies, USI Affinity Travel Insurance is known to be one of the most famous ones.

If you are interested in learning more about this company and if it is worth the cost, then this article is just for you. So, let's get into this detailed review.

What is USI Affinity Travel Insurance?

USI Affinity Travel Insurance is the third largest private insurance company, and it makes it very easy for customers to get their insurance. This is a US-based company that has been working and providing services to clients since 1973. This company is considered to be one of the best among all the others that are working in the same industry. This is because they have been providing the best insurance policies that cover a lot of travel styles and necessities.

Travel Insurance Plans Offered by USI Affinity Travel Insurance:

Following are some of the most common plans that they are offering to their customers so that they can travel with ease and won't worry about the hazardous situations they might encounter.

Ruby Plan:

The first and one of the best plans that they are offering is the Ruby Plan. This is the highest-scoring travel insurance plan. Here, you will get about $250,000 of coverage for emergency medical situations. Other than this, $500,000 is allocated for emergency medical evacuation. There is also $1000 coverage for the travel delay, baggage insurance, and also of other things.

Diamond Plan:

Another fantastic and impressive plan they provide their customers is the Diamond Plan. Here, the emergency medical coverage is about $500,000, and the medical evacuation is $1 million. There is travel coverage and superior baggage loss coverage of about $2500 per person. Furthermore, if you are traveling on cruises, they have separate plans for that.

StudyUSA-HealthCare Plan:

They have special plans for the international students. This plan covers illness and medical expenses, medical evacuations, and other medical emergencies.

Trip Care Complete Plan:

Suppose you are on a budget and want something low on cost, then this travel insurance plan can't be perfect. You get many different benefits here, such as trip cancellation coverage, trip interruptions, and 24-hour medical emergency assistance.

WorldMed Insurance Plan:

People who are living outside of their home countries need special insurance while traveling. This is why this plan offered by this company is the perfect option. The coverage is available for people up to the age of 64, and the benefits will include medical emergencies, COVID-19 coverage, and even medical evacuation.

Worldwide Group Protector Plan:

People who are traveling in groups also need this travel insurance; this is why USI Affinity Travel Insurance Company is offering plans for groups traveling abroad. They cover different things here, such as medical evacuations, luggage damage, and a few other things.

Why is USI Affinity Travel Insurance the Best Insurance Company Out There?

The question is whether USI Affinity Travel Insurance is the only company worth your money. The answer is yes. There are a lot of companies competing in this industry, and all the time, they bring new products and plans through which they can attract more clients; however, USI does not have to do that.

One of the main reasons why they are famous is because they offer very robust coverage to their customers. They have a lot of different insurance plans according to the customers' requirements. This is why if you are trying to find the best one out there for your next travel insurance, make sure you check them out.

How to File a Claim with USI Affinity Travel Insurance?

When we are reviewing an insurance company, we must know if they accept the claim easily and what their procedure is. If the claiming procedure is very complicated, it can cause customer problems. However, USI Affinity Travel Insurance Company makes sure that the entire process is simple and easy for their clients.

You don't have to visit their franchisees in order to file the complaint. You can easily do it by calling them or even emailing the company. There are different questions that you might need to complete in order to proceed with the entire process.

Following are some categories for which you can process the claim.

• Trip cancellation
• Trip delay
• Trip interruption
• Baggage and personal items lost
• Collision damage
• Medical care

Other than this, you also need to know the things that you need to process the claim.

• The benefit provision on which the claim is based
• The name of the company that arranged the entire trip
• The insured amount of the trip
• The vacation dates.

Final Words:

2024 is here, and now everyone would want to finish their traveling bucket list. People will start traveling to their favorite destinations, and before traveling, it is very crucial to have travel insurance. This protects you in emergency situations that you might face in an unknown country, such as medical needs, baggage loss, stealing of personal items, and other situations.

Hence, we hope this article was beneficial for you in learning about USE Affinity Insurance Company and why it is one of the best companies out there if you want to get travel insurance for yourself.